No more paying top dollar to attorneys and credit repair companies. The secrets are revealed. This book will teach you the incredibly easy process the professionals are using and charging thousands for. A simple step-by-step guide to remove all derogatory items on your credit reports, even if they do belong to you!

Are charge-offs, repos, bankruptcies, judgments, short-sales, loan modifications, late payments, and collection accounts preventing you from receiving the new home or car that you dream of, or preventing you from getting a better job or credit card?
Say no more, and make them vanish from your credit report file, so your FICO score will dramatically improve!

WELCOME TO SAFE HAVEN, POPULATION 907...

Nestled in the woods of Wisconsin, Safe Haven is miles from everything. With one road in and out, this is a town so peaceful it has never needed a full-time police force. Until now...

A helicopter has crashed on the outskirts of town and something terrible has been unleashed. A classified secret weapon programmed to kill anything that stands in its way. Now it's headed for the nearest lights to do what it does best. Isolate. Terrorize. Annihilate.

Bonnie has secrets to keep - secrets with the potential to destroy lives, including her own. Running from her destructive and pain filled past, she recreates herself, believing she has escaped the damning evidence hidden in the red box. When her former life is revealed by a cruel twist of fate, Bonnie faces losing everything, including Glen, the only man she’s ever loved. But is Bonnie the woman he thinks she is? Set against the backdrop of the 1940s, Secrets of the Red Box is filled with intrigue and suspense - sure to keep you guessing to the very end!

Julie kissed Mark at the office Christmas party. She doesn't seem to remember, but he's not been able to forget. What better day to jog her memory than Valentine's Day?

Calum's found the girl of his dreams on the internet. Trouble is, he's not been completely honest about himself. Tonight he's meeting her for the first time. But will it also be the last?

Nathan's organised his usual Anti-Valentine's party for the office singletons. Sophie's going - again. Though this year, if she gets her way, they might just be leaving together.

Dain has lived a total of ninety-nine different lifetimes and in every single one, he has loved the same girl. But now Tara is gone, and in her place stands Bonnie, the complete opposite of Tara.

Is Dain's shot at love over or has he lived all these lives because he has loved the wrong girl all along?

When strange seizures threaten the life of the girl he loves, a young man leaves a protective enclave of ancient machinery and searches the ruins of civilization for a cure.

Three centuries after a global pandemic and nuclear war, the mountains and plains of Colorado flourish with wildlife. The survivors avoid the blasted zones of "ghost-sickness," hunt mule deer in the pine forests, and cultivate new strains of crops. Scattered tribes fight short, brutal wars and trade slaves for rifles made by a rising power in the south.

Cursed or Blessed?

A Man of God Must Make a Choice…

Winning the lottery: $70 million
Mending family relationships: Priceless

When James Bay journalist Lucy Carter wins the lottery, good fortune seems guaranteed. But even $70 million in cold hard cash can’t help Lucy when it comes to dealing with some cold hard facts. No amount of money will buy back Grandma's mind nor buy Lucy a reprieve from a strained mother/daughter relationship.

When fire strikes too close to home…

Attorney Rose Gallagher left her home and heart behind in James Bay years ago, dreaming of big city success. When a family health crisis draws her back to the small resort community where she was born and raised, Rose settles in for a six-week-stay, only to find herself musing over two unexpected job offers and other things, too… such as the string of arson fires threatening James Bay and a handsome fireman named Mike Gallagher who sparks an unexpected fire in her heart.

Small towns, long memories. Everyone in the exclusive summer resort of James Bay, Michigan remembers FATTY PATTY, the chubby little girl with the round face and wild red curls. All grown up now, Patty Perreault teaches at the same elementary school where the painful playground memories still taunt her. She hasn’t forgotten the cruel nickname—plus she still hasn’t lost those extra pounds. Convinced her weight is the biggest reason why she’s a four time loser in the semi-finals for Teacher of the Year, Patty resolves to make some changes in her body and her life.

A year after the death of his father, fifteen-year-old Traphis stumbles across his father’s hidden collection of books. Forbidden from learning magic at a young age, he resolves to read the books in secret. Doors to a dark and formidable world begin to open, and a treacherous adventure awaits both him and his newfound friends. In their journey to fight the power of lies, betrayal, and greed, they discover that no matter how well they master their magic skills, they are powerless without the most important skills in life, such as the abilities to trust, care, and forgive.

An adrenaline-charged tale of unrelenting suspense that sparks with raw and savage energy... The newspapers scream out headlines that spark terror across the city. Ten murders on the New York City subway. Ten grisly crimes that defy all reason -- no pattern, no m.o., no leads for police to pursue. The press dubs the fiend the "Subway Psycho"; the NYPD desperately seeks their quarry before the city erupts in mass hysteria. But they won't find what they're looking for.

Because they all think that the killer is human.

AUTHOR OF THE BESTSELLING TANGO KEY MYSTERIES & the just released "Aliens in the Backyard, UFOs, Abductions, and Synchronicity"

In a quiet home in the Fort Lauderdale suburbs, a woman psychically witnesses a murder. In a posh estate, a few miles away, a man lies dead. The only clues are a collection of Tarot cards sent to the victim's home and a nuisance call from a Fort Lauderdale woman who claims to have had a vision of the killing. For Detective Wayne Sheppard, the killing of famous criminologist Andrew Steele and the disappearance of his beautiful wife is about to test everything he has ever believed and everything he knows about logic, police work, and scientific truth.

WINNER OF THE 2006 "BEST THRILLER" AWARD (THE LOVEY) AT THE LOVE IS MURDER CONFERENCE FOR AUTHORS AND READERS!

From the internationally-acclaimed former author of continuation James Bond novels and other works of suspense comes a new and exciting thriller.

Sixteen-year-old Lisa-Marie has been packed off to spend the summer with her aunt on the isolated shores of Crater Lake. She is drawn to Izzy Montgomery, a gifted trauma counsellor who is struggling through personal and professional challenges. Lisa-Marie also befriends Liam Collins, a man who goes quietly about his life trying to deal with his own secrets and guilt. The arrival of a summer renter for Izzy’s guest cabin is the catalyst for change amongst Crater Lake’s tight knit community. People are forced to grapple with the realities of grief and desire to discover that there are no easy choices – only shades of grey.